Living Prepared

Are you a snowbird who flocks to Florida to your vacation home when it’s a bit too cold up north? Many people with secondary homes tend to visit[...]

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Your lender requires that you carry adequate insurance on your property so they are protected in case of a fire or other major loss. If you do not[...]

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A home Replacement Cost Estimator is a tool used by insurance companies to estimate the cost to rebuild your home in the event of a total loss. You[...]

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Do you know the difference between Actual Cash Value (ACV) and Replacement Cost?

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If you have a home and a mortgage, your lender is going to require you to carry homeowners insurance. As long as your bank's interests are[...]

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Your homeowners insurance probably covers spillage from a broken pipe, but it doesn't cover flooding from natural disasters. A different policy is[...]

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Anybody who rents needs renters insurance. A standard policy isn't usually sufficient for most people either. Take a look around you, and determine[...]

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It was only in the recent past that some lenders began requiring borrowers to obtain personal condominium insurance coverage. It usually comes in the[...]

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Like any other organism, mold needs food and water. It loves to eat wood, and that's one reason why homes and other structures sustain mold damage.[...]

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If you're leasing the place that you live in, you're in need of an HO4 renters insurance policy. Although the lessor carries insurance, that coverage[...]

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